Mustapha
Toyib

Apr 2023 – Present

Lagos, Nigeria

Izifin Technologies

Software Engineer

• •Lead engineer responsible for architecture, feature delivery, and code review on a fintech platform.
• •Designed a modular, scalable codebase using Clean Architecture and structured state management.
• •Integrated payment APIs, biometric authentication, and real-time notifications — improving user retention by ~30%.
• •Collaborated with backend engineers and product designers to ship features on tight sprint cycles.

Nov 2025 – Jan 2026

Lagos, Nigeria

Amir Technologies Limited (SnapPay)

Software Engineer (Contract)

• •Built and maintained the client application for SnapPay, a full-featured Nigerian fintech wallet in production.
• •Implemented end-to-end payment flows including fund transfers, airtime & data top-up, electricity and TV bill payments, and wallet management.
• •Developed the KYC onboarding module with identity verification, secure login authentication, and account protection monitoring.
• •Built the Smart Group Savings (Ajo) feature with automated contribution tracking, scheduled payouts, and real-time group records.
• •Implemented QR-based digital event ticketing with secure entry verification.

2025 – Oct 2025

Lagos, Nigeria

Yalla Technologies

Software Engineer (Contract)

• •Built customer and driver client applications for Yalla Ride, a ride-hailing platform.
• •Developed real-time ride booking, driver matching, and live trip tracking for the customer app.
• •Built the driver app with trip request management, earnings dashboard, and navigation integration.
• •Shipped both applications to production on iOS and Android.

Jan 2025 – Jun 2025

Remote

Bitnob

Software Engineer (Contract)

• •Contributed to a global fintech platform supporting cross-border payments, virtual cards, and digital asset transactions.
• •Built a reusable UI component library that cut development time across the team by 25%.
• •Engineered real-time financial flows and wallet interactions for reliability under live transaction loads.

Jan 2025 – Jun 2025

East Lansing, Michigan, USA (Remote)

CLIMDES

Software Engineer

• •Developed a cross-platform application for climate data visualisation and field decision support in agriculture.
• •Worked directly with a US-based research team, translating complex data models into intuitive user experiences.
• •Implemented offline-first data sync and map-based features integrated with REST APIs.

Jan 2024 – Feb 2025

Lagos, Nigeria

Propatize

Software Engineer

• •Built and maintained the mobile client and contributed to the web dashboard for a property management SaaS platform.
• •Implemented flexible payment plan automation and resident association management features.
• •Coordinated release cycles with QA and shipped to production on web and mobile.

2023 – 2024

Lagos, Nigeria

Daring Lion Technologies (Freight Hero)

Software Engineer

• •Developed a logistics application (Canada market) enabling carriers to bid on freight loads.
• •Integrated real-time bidding and load-tracking flows; shipped to production on iOS and Android.

Feb 2021 – Jan 2024

Lagos, Nigeria

Yalla.ng

Software Engineer (Flutter & React)

• •Core engineer across the product pivot from travel to an Islamic fintech savings platform.
• •Owned the mobile codebase and contributed to the React web frontend for 3 years.
• •Implemented savings vaults, profit-sharing calculations, and onboarding flows for a Muslim-focused user base.

Jun 2023 – Aug 2023

Lagos, Nigeria

Protech Advance

Software Engineer (Contract)

• •Delivered contract features on time within a short engagement.

2018 – 2023

Lagos, Nigeria

Education

Higher National Diploma (HND) & National Diploma (ND)

• •Yaba College of Technology — Higher National Diploma (HND) and National Diploma (ND).
• •National Youth Service Corps (NYSC), 2023 – 2024.