Mustapha.

Software Engineer

Mustapha Toyib

Shipping production fintech, mobility, and marketplace systems end to end.

About

What I do

I design and ship production software across the stack: React and Next.js on the web, Flutter on mobile, and Node.js, FastAPI, and ASP.NET on the backend. Most of my work has been in fintech, mobility, and marketplaces, where reliability and clean architecture matter under real load.

  • 5+ years shipping production systems in fintech, mobility, and marketplaces
  • Sole mobile engineer at Izifin, also backend services and Risk Engine web
  • Shipped Yalla Ride customer and driver apps with live booking and tracking
  • Reusable UI library at Bitnob that cut team development time by 25%
View experience

Open to remote roles all around the world and visa sponsorship

Experience

Where I've shipped

Fintech, mobility, and marketplace systems across web, mobile, and backend.

Apr 2023 – Present

Izifin Technologies

Software Engineer

Lagos, Nigeria · Full-time, hybrid

Flutter, React / Next.js, C# / ASP.NET, Docker, Redis, TDD

  • Owned the mobile application as the sole mobile engineer on the tech team, delivering features on sprint cycles and keeping the codebase extensible for new financial products through Clean Architecture and modular state management.
  • Moved onto the backend team, building and maintaining the services and API contracts behind the platform's financial features.
  • Worked with the web frontend team on the Risk Engine platform, a loan decisioning product for business lending, translating decisioning rules and data models into the web interface.
  • Held fixed-term contract engagements concurrently with this role, outside its hours.

Apr 2026 – Present

CLIMDES Research Group

Software Engineer (Mobile, Flutter)

East Lansing, Michigan, USA · Remote, contract

Flutter

  • Re-engaged by the research group on a six-month renewable term to continue development on the climate data platform.

Jan 2025 – Jun 2025

CLIMDES Research Group

Software Engineer (Mobile, Flutter)

East Lansing, Michigan, USA · Remote, contract

Flutter

  • Delivered a cross-platform climate data application for agricultural field decisions by working directly with a US-based research team to turn complex data models into usable interfaces.
  • Made the app usable in low-connectivity field conditions by implementing offline-first data sync and map-based features over REST APIs.

Feb 2021 – Oct 2025

Yalla Technologies

Software Engineer

Lagos, Nigeria · Fully remote

Flutter, React / Next.js, GraphQL

  • Yalla.ng, savings and investment (Feb 2021 – Jan 2024): launched the company's Islamic savings and investment product by building savings vaults, profit-sharing calculations, and onboarding flows across the Flutter mobile app and the React web frontend.
  • Maintenance (2024): kept the live savings product supported on a reduced, part-time basis through the company's transition year.
  • Yalla Ride, ride-hailing (Jan 2025 – Oct 2025): carried the codebase through the company's pivot from savings and investment to ride-hailing, building the new product on the existing mobile and web foundations.
  • Shipped both the customer and driver applications for Yalla Ride to production on iOS and Android.
  • Enabled live trip visibility for riders by developing real-time ride booking, driver matching, and trip tracking.
  • Gave drivers self-service operations by building trip request management, an earnings dashboard, and navigation integration.

Jan 2025 – Jun 2025

Bitnob

Software Engineer (Mobile, Flutter)

Remote · Contract

Flutter

  • Cut development time across the team by 25% by building a reusable UI component library adopted product-wide.
  • Supported cross-border payments, virtual cards, and digital asset transactions by engineering real-time wallet and transaction flows that held up under live load.

2018 – 2023

Education

Higher National Diploma (HND) & National Diploma (ND)

Lagos, Nigeria

  • Yaba College of Technology, Higher National Diploma (HND), Lagos, Nigeria.
  • Yaba College of Technology, National Diploma (ND), Lagos, Nigeria.
  • National Youth Service Corps (NYSC), 2023 – 2024.

Skills

Tools I use to ship

Languages, frameworks, and practices across web, mobile, and backend.

Languages

  • TypeScript
  • JavaScript
  • Python
  • C#
  • Dart

Frontend

  • React
  • Next.js
  • Tailwind CSS
  • HTML5
  • CSS3

Backend and APIs

  • Node.js
  • FastAPI
  • ASP.NET
  • REST
  • GraphQL
  • WebSockets

Mobile

  • Flutter
  • Cross-platform iOS and Android delivery

Architecture

  • System design
  • Clean Architecture
  • Domain-driven design
  • MVVM
  • MVC
  • TDD

Data

  • PostgreSQL
  • Redis
  • SQLite
  • Offline-first sync

DevOps

  • Git
  • GitHub Actions
  • Docker
  • CI/CD
  • Automated testing
  • Monitoring and logging

Contact

Let's talk

Open to remote roles all around the world and visa sponsorship. Reach out by email. I typically respond within 24 hours.

Location

Lagos, Nigeria

WAT (UTC+1)